Kabbage (now American Express)

Business line of credit for self-employed workers.

Pros & Cons

Pros

Quick access to capital
Revolving credit

Cons

Higher interest rates
Revenue requirements

Key Features

Business credit line

Quick approval

Flexible draws

Cash flow tools

FAQs

Can gig workers get Kabbage?

Yes if you meet revenue requirements - they consider gig income.

Similar Tools

Self

$25 - $150/month

Credit builder account that helps build credit through small monthly payments reported to all three bureaus.

Tally

Free - interest varies

Credit card payoff app that automates payments and can provide a lower-interest line of credit to pay off high-rate cards.

Bluevine Line of Credit

Interest on borrowing

Business line of credit with competitive rates.

Fundbox

Fees on borrowing

Invoice financing and business line of credit for freelancers.

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Last updated: January 18, 2026

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