Gig Worker Tools
141+ tools and apps to help you track, manage, and grow your gig income.
Browse by Category
Accounting
7 toolsQuickBooks Self-Employed
4.2Intuit's finance app designed for freelancers and gig workers with TurboTax integration.
Wave
4.4Free accounting software for freelancers and small businesses with invoicing and payments.
FreshBooks
4.5Cloud accounting software designed for service-based freelancers with time tracking.
Bench Accounting
Professional bookkeeping service that handles monthly books and year-end tax prep for freelancers and gig workers who want hands-off accounting.
Collective
All-in-one back office for self-employed including S-Corp formation, bookkeeping, tax filing, and payroll in one membership.
Pilot
Expert bookkeeping for startups and high-growth businesses.
Bench
Bookkeeping service with dedicated bookkeepers and software for small businesses and freelancers.
Banking
18 toolsChime
4.4Online bank with no fees, early direct deposit, and features for gig workers.
Lili
4.3Business banking app designed specifically for freelancers and gig workers.
Novo
4.2Business banking for freelancers and small businesses with invoicing and reserves.
Current
4.1Mobile banking with early direct deposit and points rewards.
Found
4.4All-in-one banking for self-employed with automatic tax savings and bookkeeping.
Dave
4Banking app with cash advances and budgeting for living paycheck to paycheck.
Aspiration
4Socially conscious banking with fee-free spending and planet-friendly features.
One
4.3Banking app with simple budgeting through pockets and auto-save features.
SoFi
4.4Financial services platform with banking, loans, and investing in one app.
Varo Bank
Digital bank offering high-yield savings, no fees, and early direct deposit designed for modern workers including freelancers and gig economy participants.
Bluevine
Business checking account offering 2% interest on balances with no monthly fees, perfect for gig workers treating their work as a business.
Ally Bank
Online bank with high-yield savings and bucket-based organizing.
SoFi Money
Hybrid checking and savings account with competitive APY.
Capital One 360
Digital banking from Capital One with high-yield savings.
Greenlight
Family banking with debit cards and financial education for kids.
Lili
Mobile banking app built for freelancers with automatic tax savings and expense management.
Found
Business banking for self-employed with automatic tax withholding and invoicing built in.
Moves Financial
Financial wellness app for gig workers with automatic savings, tax help, and income smoothing.
Benefits
2 toolsBudgeting
12 toolsCopilot Money
4.6Personal finance app with subscription tracking, budgeting, and investment monitoring.
YNAB
4.6You Need a Budget - zero-based budgeting app with strong methodology.
Mint
4Free budgeting app with account aggregation and bill tracking.
Monarch Money
4.5Modern budgeting app with household collaboration and investment tracking.
Albert
4.1Financial app combining savings, investing, and human financial advice.
Goodbudget
Envelope budgeting app based on the cash envelope system, ideal for gig workers wanting to control variable income.
PocketGuard
Simple budgeting app showing how much you have available to spend after bills and goals, perfect for variable income.
Honeydue
Couples finance app for managing shared expenses and budgets.
Prism
Bill management app consolidating all bills in one place.
Penny Finance
Financial wellness app providing personalized money coaching.
Buxfer
Budget and expense tracking with forecasting features.
Simplifi by Quicken
Modern budgeting app from Quicken with spending watchlists.
Business
1 toolsBusiness-management
2 toolsComparison
2 toolsCredit
7 toolsSelf
Credit builder account that helps build credit through small monthly payments reported to all three bureaus.
Tally
Credit card payoff app that automates payments and can provide a lower-interest line of credit to pay off high-rate cards.
Kabbage (now American Express)
Business line of credit for self-employed workers.
Bluevine Line of Credit
Business line of credit with competitive rates.
Fundbox
Invoice financing and business line of credit for freelancers.
Credit Strong
Credit builder loan that helps establish payment history.
Experian Boost
Add positive payment history from bills to your credit report.
Credit-monitoring
2 toolsDebt
1 toolsEarned-wage-access
2 toolsExpense-splitting
2 toolsExpense-tracking
11 toolsStride
4.5Free mileage and expense tracking app for gig workers with tax deduction optimization.
Everlance
4.4Mileage and expense tracking app with automatic trip detection and IRS-compliant reports.
Hurdlr
4.3All-in-one finance app for self-employed with mileage, expenses, and tax estimates.
TripLog
Comprehensive mileage tracking solution with multiple tracking methods, IRS-compliant reports, and team management features.
Driversnote
Simple mileage tracking app with automatic trip detection and one-tap logging for easy IRS-compliant mileage documentation.
Gridwise
Gig driver assistant app tracking earnings, mileage, and providing demand predictions and airport queue times for rideshare drivers.
SherpaShare
Analytics platform for rideshare and delivery drivers providing earnings tracking, expense logging, and performance insights.
Para
Delivery driver app that shows order details before accepting, tracks multi-app earnings, and provides delivery analytics.
Expensify
Expense management and receipt tracking app with SmartScan technology and corporate card for businesses and freelancers.
Lunafi
Financial dashboard connecting all gig accounts for unified tracking.
Shoeboxed
Receipt scanning and organization service for tax time.
Gig-tools
7 toolsSolo
All-in-one app for gig drivers with mileage tracking, tax calculations, and earnings tracking across multiple platforms.
Mystro
Auto-accept app for rideshare drivers that automatically accepts rides based on your preferences and filters.
Maxymo
Driver assistant app with auto-accept, destination filters, and analytics for rideshare drivers to maximize earnings.
Para for Delivery
Delivery driver assistant showing order details, pay, and mileage before accepting to help make better decisions.
Beans
Apartment navigation app for delivery drivers with maps to specific units, saving time on complex deliveries.
GasBuddy
Gas price comparison app helping gig drivers find the cheapest fuel nearby, with pay-with-GasBuddy card for extra savings.
Upside (GetUpside)
Cash back app for gas, groceries, and restaurants offering real savings for gig drivers on everyday purchases.
Insurance
1 toolsInvesting
11 toolsAcorns
4.3Micro-investing app that rounds up purchases and invests the spare change.
Stash
4.1Investing app with fractional shares and banking features.
Robinhood
4Commission-free stock and crypto trading app with simple interface.
Public
4.2Social investing app with community features and fractional shares.
Betterment
4.5Robo-advisor for automated investing with tax-efficient strategies.
Wealthfront
4.5Robo-advisor with automated investing and cash account with high yield.
M1 Finance
4.4Investing app with automated portfolios using pies and fractional shares.
Wealthsimple
4.3Canadian robo-advisor and investing platform with simple interface.
Questrade
4.2Canadian online brokerage with low fees for self-directed investing.
Fidelity Investments
Full-service brokerage with zero-fee index funds and retirement accounts.
Charles Schwab
Full-service brokerage with banking, investing, and retirement services.
Invoicing
3 tools.CO
Freelancer business management app from Fiverr with invoicing, contracts, time tracking, and expense management.
Invoice Ninja
Open-source invoicing platform with proposals, payments, and time tracking available as self-hosted or cloud versions.
Zoho Invoice
Free invoicing software from Zoho suite with time tracking, expenses, and payment acceptance for freelancers and small businesses.
Legal
5 toolsIncfile
Business formation service offering free LLC filing (plus state fees) with registered agent service for gig workers forming entities.
LegalZoom
Online legal services platform for business formation, contracts, trademarks, and legal document preparation.
Northwest Registered Agent
Business formation and registered agent service known for excellent customer support and transparent pricing.
Doola
Modern business formation service for US and international entrepreneurs with banking setup and compliance support.
Clerky
Legal paperwork automation for startups handling formation, equity, and fundraising documents used by YC companies.
Payments
11 toolsCash App
4.2Mobile payment app with banking, investing, and Bitcoin features.
Venmo
4.3Social payment app for sending and receiving money with friends.
PayPal
4.1Online payment platform for sending, receiving, and business payments.
Wise
4.6International money transfer service with multi-currency accounts.
Payoneer
4.2Cross-border payment platform for freelancers and businesses worldwide.
Zelle
4.2Bank-to-bank instant transfer service built into many banking apps.
Brigit
Financial health app providing up to $250 advances, credit building, and identity theft protection for gig economy workers.
Enable
Cash advance app offering up to $250 with no interest plus automatic savings and spend tracking for better financial management.
Cleo
AI-powered financial assistant that provides cash advances, budgeting help, and salary advances with a friendly chat interface.
DailyPay
On-demand pay platform letting workers access their earned pay before payday, widely adopted by major employers including gig platforms.
Payactiv
Earned wage access platform with financial wellness tools including savings, bill negotiation, and discounts for everyday purchases.
Productivity
1 toolsRetirement
5 toolsSolo 401(k)
4.5Retirement plan for self-employed individuals with high contribution limits.
SEP IRA
4.4Simplified Employee Pension IRA for self-employed with easy setup.
Guideline
Low-cost 401(k) provider for self-employed and small businesses with simple setup and low fees for retirement savings.
Rocket Dollar
Self-directed IRA and Solo 401(k) provider allowing alternative investments like real estate and crypto for retirement.
Catch
Benefits platform for independent workers providing retirement savings, health insurance, and tax withholding in one place.
Savings
10 toolsStocard
4.3Digital wallet for loyalty cards, coupons, and mobile payments.
Ibotta
4.5Cash back app for groceries and online shopping with easy redemption.
Rakuten
4.4Cash back website and app for online shopping with thousands of retailers.
Dosh
4.1Automatic cash back app that links to your cards with no action required.
Honey
4.3Browser extension that automatically finds and applies coupon codes.
GetUpside
4.4Cash back app for gas, groceries, and restaurants with per-gallon savings.
Oportun
Financial services platform offering savings accounts, credit cards, and loans designed for underserved communities including gig workers.
Marcus by Goldman Sachs
Goldman Sachs high-yield savings and personal loans.
Billshark
Bill negotiation service that lowers your monthly bills.
Rocket Money (formerly Truebill)
Bill negotiation and subscription management app.
Savings-automation
2 toolsScheduling
1 toolsSubscription-management
2 toolsTax
1 toolsTax-software
8 toolsTurboTax
4.4Popular tax software with self-employed edition for gig workers and freelancers.
FreeTaxUSA
4.5Free federal tax filing with affordable state returns, including self-employment.
Cash App Taxes
4.3Completely free tax filing including self-employment and state returns.
TaxAct
4.2Tax software with self-employed edition for freelancers and contractors.
Keeper Tax
4.4AI-powered expense tracking and tax filing designed for freelancers.
TaxSlayer
Budget-friendly tax software with self-employed options starting at lower prices than competitors, good for simple gig tax situations.
Cash App Taxes
Completely free tax filing service including self-employment income, formerly Credit Karma Tax, with no hidden fees or upsells.
Keeper Tax
AI-powered tax app that finds write-offs by scanning bank transactions.
Time-tracking
2 toolsTracking
1 toolsWealth-management
1 toolsHow We Research & Review
Our team includes CPAs, former gig workers, and financial experts who personally test platforms and verify earnings claims. We follow strict editorial guidelines to ensure accuracy and objectivity.
Important Disclaimer: This content is for informational purposes only and should not be considered tax, legal, or financial advice. Consult a qualified professional (CPA, tax attorney, or financial advisor) for advice specific to your situation.